Incorporate Home Equity into Your Retirement Income Planning

Home Equity Reverse Mortgage

Wade Pfau’s article Incorporating Home Equity into a Retirement Income Strategy describes six methods for incorporating home equity into a retirement income strategy through a reverse mortgage. Generally, strategies that spend the home equity more quickly increase the overall risk for the retirement plan. More upside potential is generated by delaying the need to take distributions from […]

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June 7 Seminar for Realtors: Downsize & Increase Retirement Income Security

San Rafael Realtors

The Silver Tsunami is Here! REALTORS® looking to Increase Their Sales are INVITED to Learn a Little-Known Strategy to Help Senior Homeowners Downsize to Increase Retirement Income Security. Tap into the fastest growing segment of our population (10,000 Americans are turning 65 each day). Join us to learn the Ins & Outs of building your business with the […]

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May 26 Santa Rosa Seminar for Realtors: Downsize & Increase Retirement Income Security

Santa Rosa Realtors

The Silver Tsunami is Here! REALTORS® looking to Increase Their Sales are INVITED to Learn a Little-Known Strategy to Help Senior Homeowners Downsize to Increase Retirement Income Security. Tap into the fastest growing segment of our population (10,000 Americans are turning 65 each day). Join us to learn the Ins & Outs of building your business with the […]

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May 24 Mill Valley Seminar for Realtors: Downsize & Increase Retirement Income Security

Mill Valley Realtor Seminar

The Silver Tsunami is Here! REALTORS® looking to Increase Their Sales are INVITED to Learn a Little-Known Strategy to Help Senior Homeowners Downsize to Increase Retirement Income Security.   Tap into the fastest growing segment of our population (10,000 Americans are turning 65 each day). Join us to learn the Ins & Outs of building your business with […]

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Recovering a Lost Deduction

Cash Flow with Reverse Mortgage

This article, originally published in the Journal of Taxation, examines the conditions, requirements, and limitations on deductions of the interest accrued on reverse mortgage loans. Although the conventional approach for passing a borrower’s home equity to heirs generally results in the loss of the deduction for reverse mortgageloan interest, the deduction may be used if it […]

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May 12: Seminar for Financial and Legal Advisers in San Rafael

San-Rafael Reverse Mortgage Seminar

The Home Equity Conversion Mortgage (HECM), FHA’s revamped version of the former reverse mortgage, can help incorporate housing wealth to solve for divorce in retirement, bankruptcy, foreclosure, protecting against a poor sequence of returns.  Come learn about this unique cash flow management tool.   Learn how a Home Equity Conversion Mortgage HUD-guaranteed Line of Credit can substantially Increase […]

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Tax Deductions and Reverse Mortgages

Tax Deductions and Reverse Mortgages

You may have tax deductions you can use if you have a FHA-insured Home Equity Conversion Mortgage (HECM). Tom Davison’s in-depth article on reverse mortgage’s tax opportunities and obligations for annual tax reporting. Davison includes information on the following topics: Loan Proceeds are Not Taxable Income Interest Deduction Mortgage Insurance Premium (MIP) Deduction Interest on Acquisition […]

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