Retirement Income and Planning for Quality Care

Retirement Planning San Rafael

Learn what Jane Bryant Quinn says about where home equity fits into a thoughtful 30-year retirement plan. With 10,000 Americans turning 65 each day, understanding current retirement planning strategies is crucial to success.  This class will teach you the Top Five Things to Consider when choosing how to maximize your retirement income, strategies for paying […]

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Retirement Trends, Current Monetary Policy, and the Reverse Mortgage Market

Reverse Mortgage as a Retirement Alternative Having alternative sources of retirement income is critical for those who are currently retired, those retiring in the near future, and those planning to retire in the next 30 to 40 years. One alternative available to many Americans is a reverse mortgage. Surveys show that Americans tend to store […]

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HECM Reverse Mortgages: Now or Last Resort?

This study outlines recent changes in the reverse mortgage market and attempts to shed light on two simple questions: Which client-specific and capital market factors should a practitioner emphasize; and Based on these critical factors, how does early or delayed establishment influence whether a reverse mortgage can improve the probability of clients’ maintaining their retirement […]

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Standby Reverse Mortgages: A Risk Management Tool for Retirement Distributions

The importance of effective distribution strategies is rapidly increasing as 78 million baby boomers approach retirement over the next decade.1 The diminished role of defined benefit plans, longer life expectancy, escalating health care costs, and poor equity returns over the last decade are just a few of the issues confronting retirees that create a challenging […]

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New Math on Reverse Mortgages…

A decade ago, most financial advisers would roll their eyes at the mention of reverse mortgages, loans that give homeowners an advance on their home equity and allow them to delay repayment until the home is sold. However, today, some new regulations and ideas about reverse mortgages might be just the solution. See more on […]

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Seminar: Downsize & Increase Retirement Income Security. The Silver Tsunami is Here!

REALTORS® looking to Increase Their Sales are INVITED to Learn a Little Known Strategy to Help Senior Homeowners Downsize to Increase Retirement Income Security. Tap into the fastest growing segment of our population (10,000 Americans are turning 65 each day). Join us to learn the Ins & Outs of building your business with the local […]

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Reverse Mortgages With A Twist

As retirement nears, many older couples consider refinancing their mortgage on their current home. But there may be better financial options. One is the equity conversion mortgage (HECM) for purchase, a type of reverse mortgage. It could allow you to downsize your current home, buy a new one, and eliminate monthly mortgage payments. Read more about the […]

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Downsizing for Dollars

Do you know you can change your financial position by downsizing your home? The link below illustrates how you can sell your current home, and then increase your investable assets when you purchase a new one. Read more to find out how you can eliminate monthly mortgage payments and increase cash flow during retirement: Downsizing For […]

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