How Much Can I Spend In Retirement?

Retirement Income Planning or Seniors

A Webinar Presentation by Dr. Wade Pfau, Ph.D., CFA This webinar session will focus on the probability-based school of thought regarding retirement income. Developed by financial planners since the 1990s, the concept of safe withdrawal rates, specifically the 4% Rule, which was developed from William Bengen’s analysis of the U.S. historical data, will be discussed. […]

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Who Is Jay Coulter?

Jay Coulter Retirement Planning Podcast

Podcast & FREE Book! Listen to this podcast and win a free book: Retirement Income Planning Guru, Dr. Wade Pfau and Jay Coulter discuss managing sequence of returns risk in retirement planning. Win a free copy of Dr. Pfau’s book, “A Researcher’s Guide to Reverse Mortgages; How to Use Reverse Mortgages to Secure Your […]

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Using Housing Asset Division in “Silver Divorce”

How Reverse Mortgages Can Simplify Divorce For Seniors

3 Scenarios Show How Reverse Mortgages Can Simplify Divorce For Seniors Since 1990, the divorce rate for Americans over the age of 50 has doubled. Reverse mortgages (a.k.a. Home Equity Conversion Mortgages (HECMs)) can play a very important role in meeting the economic concerns of retirement-aged couples who are divorcing, both to facilitate the division […]

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Using Housing Wealth to Create a More Comfortable Retirement

Join us at Left Bank Larkspur Brasserie to understand more about the FHA-insured Home Equity Conversion Mortgage (HECM)— the completely revamped version of the former reverse mortgage. How do I qualify for this flexible & deferred-repayment credit line? How much can I receive? How has the program evolved? Bring your questions, your neighbor, your advisor   […]

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Reverse Mortgages Can Be a Retiree’s Saving Grace.

As seen on by Jamie Hopkins, Retirement Income Professor at The American College: “Reverse Mortgages Can Be A Retiree’s Saving Grace.” With 30 million+ members of the baby boomer generation moving into retirement….the FHA-insured Home Equity Conversion Mortgage (HECM) — the FHA-insured revamped version of the former reverse mortgage — supports strategies to help retirement-age […]

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Using Housing Wealth to Improve Financial Outcomes in Retirement

Tax Deductions and Reverse Mortgages

Trusted Advisors, Realtors, Boomers, Seniors, and their adult children are INVITED to Learn a Little-Known Strategy to Help Retiring/Retired Homeowners Downsize, Right-size, or establish a growing line of credit to age in place and Improve Financial Outcomes in Retirement.   With 10,000 Americans turning 65 each day, homeowners over age 62 are looking for ways to decrease or […]

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Surviving Silver Divorce – Helping Both Parties Benefit from Homeownership

Reverse Mortgage for Gray Divorce

Divorce among those 65 years and better is rising faster than other age groups at a time when the financial impact can be most difficult from which to recover. There is a silver lining though. For homeowners age 62 and better, the FHA-insured Home Equity Conversion Mortgage (HECM) — HUD’s revamped version of the former […]

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Downsizing to Boost Retirement Income

Downsizing to Increase Retirement Income. A growing number of retirees are reaching retirement still owing monthly mortgage payment, and with lower than expected retirement savings, concerned their resources may not survive a 30-year retirement. What many of these Boomers and Seniors do not know is how to use an FHA-insured Home Equity Conversion Mortgage (HECM) […]

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