Resources Free Downloadable Guides: Home Equity Conversion Mortgage (HECM) Guide HECM for Purchase (H4P) Guide Silver Divorce Articles: Silver Divorce Saving Grace More on Silver Divorce from the IDFA Other Resources: Disclosures (PDF) Disclosure for Sequent Real Estate + Wealth Management To marry or not to marry someone with an IRS tax problem? (PDF) Trusts, Guardianships, Conservatorships, and POA’s