Learn what Jane Bryant Quinn says about where home equity fits into a thoughtful 30-year retirement plan. With 10,000 Americans turning 65 each day, understanding current retirement planning strategies is crucial to prepare for success. This class with teach you the Top Five Things to consider when choosing how to maximize your retirement income, strategies […]
Author: Mary Jo Lafaye
Increase Your Sales by Helping Boomers and Downsizers!
REALTORS® looking to Increase Their Sales are INVITED to Learn a Little Known Strategy to Help Senior Homeowners Downsize to Increase Retirement Income Security. Tap into the fastest growing segment of our population (10,000 Americans are turning 65 each day). Join us to learn the Ins & Outs of building your business with the local […]
‘Silver’ Divorce Puts Strain On Retirement Income
REPOSTED FROM FORBES PERSONAL FINANCE 10/24/2016 The original source of this article is available on Forbes.com here Jamie Hopkins, CONTRIBUTOR I cover retirement income planning, retirement, and other legal issues Opinions expressed by Forbes Contributors are their own. A common misconception about marriage in the U.S. is that millennials have a higher divorce rate than previous […]
Divorce is Destroying Retirement
The number of Americans that are divorcing during retirement is growing. Proper planning, along with knowledge and use of the FHA’s “Divorce in Retirement loan,” the Home Equity Conversion Mortgage (HECM), can contribute to a better quality of life during the divorcing couples remaining retirement years. What do you know about the FHA’s HECM for […]
You’re Invited: The FHA’s New Reverse Mortgage Overview and Q & A
The FHA’s new and improved reverse mortgage —the Home Equity Conversion Mortgage (HECM)— was recently touted by Forbes as the potential “Saving Grace for American Retirees“
Reverse Mortgages and Estate Planning
Learn what Jane Bryant Quinn and other retirement income researchers say about where home equity fits into a thoughtful 30-year retirement plan. This class will teach you the Top 5 Things to Consider when choosing how to maximize your retirement income stream, strategies for paying for quality care, protecting your retirement savings during market downturns, […]
Wondering How to Maximize Cash-flow in Retirement?
If you, a loved one, or a client are 62 or nearing retirement – this free informational community event is for you. Join us – and bring your retirement income questions – to learn what Jane Bryant Quinn and other academic researchers on retirement income strategies are saying about where home equity fits into a […]
Retirement Income and Planning for Quality Care
Learn what Jane Bryant Quinn says about where home equity fits into a thoughtful 30-year retirement plan. With 10,000 Americans turning 65 each day, understanding current retirement planning strategies is crucial to success. This class will teach you the Top Five Things to Consider when choosing how to maximize your retirement income, strategies for paying […]
The Tale of Two HECM’s
This case study compares the fortunes of two retirees who start retirement with identical securities portfolios, receive identical amounts of retirement income throughout a 30-year retirement and live in identical homes. The study illustrates how a securities portfolio (such as a 401(k) account or a rollover IRA) that provides retirement income can be substantially helped by a reverse mortgage credit line. More specifically, […]
An Alternative Asset to Buffer Sequence-of-Return Risk in Retirement
The purpose of this paper is not to repeat a discussion of sequence-of-return risk, but rather to introduce academic research suggesting ways to manage this risk via an “existing resource,” the house. This review will lead to an evolving discussion of housing wealth used as what Wade Pfau, Ph.D., CFA, Professor of Retirement at the […]